What people are saying:

“We were in the process of completing a dual occupancy knock down rebuild. During this time we  faced many challenges and obstacles that were beyond our  control. We were faced with council issues, builder issues, planning control issues and the onset of a global pandemic.

The process from planning to construction loan had taken some time as a result we had to start the loan process numerous times. Joe was extremely supportive, informative, efficient and understanding during the whole process.

The whole construction loan process from start to finish with Joe was by far the easiest part of the entire build/construction. I would like to express my gratitude and thanks to Joe and his entire team for the service & commitment they showed to enable my family’s dreams to come true.

I honestly could not recommend Joe and the entire team at Sphere any higher than I already do now. Joe and Sphere will always be my first choice and trusted financial services provider.”

— Adam

“Rachelle and the team at Sphere Home Loans were amazing from the beginning to the end of the lending process. I work in the healthcare industry and was not aware of the no LMI policy with my profession, Optometry. My current bank did not offer this to me. Rachelle took the time to find out more about my goals and went digging through multiple banks, to map out a plan and find the best loan for me, that was not going to put me in financial stress in the long term.

Pre-approval was done so quickly and easily. I had heard of others waiting months and missing out on homes because of this, but I was lucky to have Rachelle on my side. Sphere Home Loans were great at answering any questions and there was always a point of contact throughout the process. I cannot recommend Rachelle and her team enough!”

— Danya

“Joe guided me through the process of purchasing my first home with utmost professionalism, honesty and a passion for what he does. Having less than a 20% deposit, Joe took the time to explain my options and helped me select a lender best suited for my circumstances. He was able to obtain a borrowing capacity above my expectations at a rate below any I’d seen advertised.

In this crazy market I would have been lost without Joe. He was contactable outside of business hours, took the time to explain and simplify the finance process and genuinely joined in my excitement of buying my first home. Joe was prompt with any questions I had and made the process smooth and easy. Thank you Joe!”

— Damian

"A big thank you to Jarred and the rest of the team involved in helping my fiancée and I secure our first home. These guys helped take the stress out of the purchase and were able to help answer any questions we threw their way. Would recommend to any of our friends looking to purchase. Thank you!"

— Christian & Peita

"A massive thank you to Genevieve and the Sphere Home Loans team for their assistance with refinancing of our loan and purchase of our block of land. The first person we called was Genevieve as we had sought advice from Genevieve in the past, her knowledge and cool, calm approach made a stressful process easy and understandable. THANK YOU THANK YOU!"

— Rebecca

"We needed help desperately and with ease you put together a package for us and helped us get through a difficult time. I was so impressed with how fast things got done. Highly recommend your services."

— Craig & Jenny

"Sphere were a wonderful help when we re-mortgaged. I appreciate how hard Ricky worked so it could all happen asap. She patiently answered all our questions and gave us peace of mind. Nothing ever seemed a problem for her. I would highly recommend Sphere to anyone in need of help and guidance. Thanks Ricky and Jarred.”

— Nicole