Are you an Industry Professional? We can help you unlock some savings specific to your profession. 

If you’re an industry professional looking to buy or refinance, we’re glad you found us.

This might be your first step to:-

  • Saving tens of thousands of dollars on your mortgage

  • Securing a lower threshold for a future property loan

  • Scaling up your investment portfolio much quicker than you had calculated.

But there’s a catch.

Industry professionals need to be shown how to yield these savings and benefits. 
THAT'S WHERE SPHERE CAN HELP.

Industry professionals can save tens of thousands of dollars across the life of a mortgage, if they are shown where and how to yield these savings.

It's never too early to speak to a broker - Call Us For A Chat

Industry Professions include:

  • Accountants

  • Solicitors

  • Barristers

  • Lawyers

The Sphere Home Loans team can investigate:

  • lower interest rates

  • smaller deposits

  • waived Mortgage Lenders Insurance (LMI).

Medical Professions include: 

  • Doctors

  • Dentists

  • Physiotherapists

  • Optometrists

  • Podiatrists

  • Pharmacists

  • Veterinarians

Mining Professions include:

  • Surveyors

  • Quantity surveyors 

  • Geophysicists

  • Engineers

  • Engineer - First home buyer

    I was recommended to Sphere by the My Millenial Money podcast team (shout-out GJ) when I was looking to purchase my first home. Karen made the process absolutely seamless - she helped me to understand the ins and outs of mortgage land, spent heaps of time with me filling out forms, and always made the effort to pick up the phone and call me to keep things moving along. Absolutely stoked with Karen and Sphere's services, I will definitely be staying in touch for future purchases and refinances!

  • Optometrist - First Home Buyer

    Having a great mortgage broker on your side is so valuable as a first home buyer. Rachelle and the team at Sphere Finance were amazing from the beginning to the end of the lending process. I work in the healthcare industry and was not aware of the no LMI policy with my profession, Optometry. My current bank did not offer this to me. Rachelle took the time to find out more about my goals and went digging through multiple banks, to map out a plan and find the best loan for me, that was not going to put me in financial stress in the long term. Pre- approval was done so quickly and easily. I had heard of others waiting months and missing out on homes because of this, but I was lucky to have Rachelle on my side. Sphere Finance were great at answering any questions and there was always a point of contact throughout the process. I cannot recommend Rachelle and her team enough! Thank you so much.

The Complete Process (Full Circle)

Sphere’s expert staff guide you through the process from start to finish.

Phase 1: Prior to submitting your application

First Contact - Initial discussion to understand what you’re looking to achieve.

Online Application - Capture personal details, requirements & objectives along with supporting documents.

Options Researched - Review/preparation of lender options based on previous steps.

Present Lender Options - Present and discuss lender options and make a decision on your preferred Lender.

Prepare Application - Preparation of your Application, Lender Pages & Compliance Documents.

Credit Proposal & Lender Forms Signed - Credit Proposal (outlining loan structure) and lender pages will be sent to you for signing.

Application Submitted - Application submitted to the Lender once signed lenders pages are returned.

Phase 2: Application submitted

Conditional Approval: The bank assesses your application and provides you with a Conditional Approval for loans without property. We inform you of your Conditional Approval and advises you of any additional requirements requested by the lender.
Note: your preferred lender may request additional documentation from you at this stage.

Unconditional Approval: Once you have found a property we organise a lenders valuation and inform you when the valuation has been completed. Sphere Home Loans then organises your formal/unconditional approval once all settlement conditions have been met. The lender issues your formal approval and we inform you of your Formal Approval.

Loan Documents: Mortgage documents are issued by the lender and we arrange to have them sent to you electronically or via mail (depending on the lender) or organises to meet with you to offer sign up assistance. Sphere Home Loans works with you to have the signed documents checked and returned to the lender for settlement preparation.

Loan Settlement: We work with your solicitor to ensure that settlement occurs smoothly and without delay.

It’s free to talk to our expert mortgage brokers. Call us now. 

The Sphere Home Loans team helps you: