For life’s biggest investments, we’re on your side. Every time. Sphere Home Loans.
When going to the banks for a home loan, don’t go it alone.
Sphere Home Loans experts don’t cost you a cent and can save you money on your mortgage by:
reducing your deposit
avoiding mortgage insurance
negotiating property loans that align with your future financial goals.
Keen to know how much equity you have in your property?
The Sphere Home Loans team helps you
Confused about loans?
For life’s biggest investment…
Don’t know the steps to buying a house? Unsure whether you can repay the mortgage?
You might be ready to buy now and don’t even know it.
Our mortgage experts guide you through all the steps, save you money and structure your loan to work toward your goals.
The Sphere Home Loans team:
finds the right home loan for you – the best value doesn’t only mean the lowest interest rate
fights for the best property mortgages every year – we save clients tens of thousands of dollars annually through our yearly refinancing audits
fits the right borrowing strategy to your goals – mortgages that help you grow your property portfolio, downsize, upsize or pay down debt quickly.
Get answers to common questions straight to your inbox
We work with over 60 lenders
Sphere Home Loans offers lending options from over 60 reputable lenders with access to 800 loan products, including all major banks and financiers, giving you enormous choice.
Using Sphere Home Loans is absolutely free of charge. No lender is favoured over another. They compete for your business.
We’re here to help
Our mortgage brokers work with aspirational home buyers and investors who are smart enough to know they need expert advice.
What People Are Saying
“I was not aware of the no LMI (Lenders Mortgage Insurance) policy with my profession, Optometry. My current bank did not offer this to me. Rachelle took the time to find out more about my goals and went digging through multiple banks, to map out a plan and find the best loan for me.”
— Danya
“We were faced with council issues, builder issues, planning control issues and the onset of a global pandemic. The whole construction loan process from start to finish with Joe was by far the easiest part of the entire build/construction.”
— Adam
“Having less than a 20% deposit, Joe took the time to explain my options and helped me select a lender best suited for my circumstances. He was able to obtain a borrowing capacity above my expectations at a rate below any I’d seen advertised.”